Re: [Paddlewise] Romany

 
>From: Bob Tellefson <lists_at_zooid.com>
 
>
>What kind of insurance policy do you have on the boat?  Is it specific to
>the boat?  Who offers such policies?

Mine is a boat-specific policy, but if I recall correctly it only covered
me up to $2000, minus the deductible which I think is $50 or $100. It will
cost me 23-2400 to replace. My agent was pretty clueless when I told him I
wanted to insure my kayak, but he assured me that my home policy wouldnt
cover boats. I got my policy through Farmer's. It costs less than $50/
year, but I recall it would have cost more if I covered the full value. I'm
sure there are better policies out there, when I insured the boat last year
I was leaving on a trip and needed something in a hurry.

>
>I'd like to know more about insuring my boats.  Does anyone else have boat
>coverage?  What kinds of coverage are available?
>
>Is it different if the boat is stolen off the top of your car (compared
>with stolen off the beach)?  Does it need to be locked to be covered?

I'll soon find out. 


Wayne
 
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