RE: [Paddlewise] Romany

My wife's and my Romanys are insured through State Farm for $24 a year   each. I don't recall whether it is full coverage or not, but I think it   is.

Several years ago my canoe was totaled in a car accident. State Farm   covered it, but I can't recall whther it was under my comprehensive auto   policy or my renter's policy -- probably the latter, since State Farm   paid the replacement cost.

Chuck Holst

 -----Original Message-----
From: Bob Tellefson [mailto:lists_at_zooid.com]
Sent: Sunday, July 12, 1998 3:55 PM
To: paddlewise
Subject: Re: [Paddlewise] Romany


At 11:30 PM 7/11/98 -0500, you wrote:
>Thanks to all for their comiseration. After Noel's experience last year,   I
>did insure the boat, but I wasnt able to get it completely covered. I'll
>probably have to cough up 3-4 hundred to get a new one. Maybe I'll get
>lucky and my home policy will cover what the boat policy wont but I   doubt
>it.In the past 7 years in two states I've had a truck stolen and   trashed,
>my house burglarized, and now my kayak stolen. This time was the only   time
>I was insured. I highly recommend insuring your boat.

What kind of insurance policy do you have on the boat?  Is it specific to
the boat?  Who offers such policies?

I'd like to know more about insuring my boats.  Does anyone else have   boat
coverage?  What kinds of coverage are available?

Is it different if the boat is stolen off the top of your car (compared
with stolen off the beach)?  Does it need to be locked to be covered?

One of the nice things about a folding boat is the ability to put it   away,
out of sight.  One of the bad things about a folding boat is the ability   to
put it away, out of sight.  Do any of you know what coverage there is if
you check a folding boat as luggage on the plane and it disappears?

Bob Tellefson
http://www.zooid.com/sbpaddle/


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