>I wonder what clubs in the US do about potential liability for personal >injury. Our club here is currently going through a period of discussion >about how best to avoid problems. My take is:- >1. Be careful. You will be, but things go wrong anyway, so... >2. Agree on an exemption clause in the club's constitution excluding >liability, and ... Not a few clubs here in NJ are incorporated as 501C3 entities. There are a number of reasons for this; chief among them is the separation of club officers from the organization should there be litigation. Don't know how well that works, but it can't hurt. We also do not have trip leaders running a given event, but trip coordinators. Same reasons -- concerns about potential litigation. We also all sign waivers on an annual basis. The wording differs between clubs but again, the intent is the same. At least one club requires a waiver be signed by anyone participating in a club trip as a guest/nonmember. >3. Carry suitable insurance, as exemption clauses are not reliable when >litigation follows. Again, nearly all the clubs in NJ carry insurance -- rather large amounts in some cases. We also list some trips or events as ACA sanctioned in order to utilize their rather excellent insurance coverage for some events. *************************************************************************** PaddleWise Paddling Mailing List - All postings copyright the author and not to be reproduced outside PaddleWise without author's permission Submissions: paddlewise_at_lists.intelenet.net Subscriptions: paddlewise-request_at_lists.intelenet.net Website: http://www.paddlewise.net/ ***************************************************************************Received on Sun Feb 27 2000 - 23:03:35 PST
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