Re: [Paddlewise] Theft/loss/cables

This might be a situation where insurance would be a better deal than an
electronic alarm.  I insure my glass boat for $35/year, about 1.2 percent of
the replacement cost.  This is nothing compared to the depreciation of the
first day's ownership.  I figure I will keep this up until the boat is so
battered that I couldn't sell it for $1000, then arrange to have it stolen ;-)

I store the boat in the garage, and I can't remember if this was a factor in
the quote, or conditional for the offer to insure.  I still usually use a 
cable and padlock while cartopping if I plan to turn my back on the 
boat for more than a few minutes, but it does reduce the anxiety level
greatly.  My insurer is Amica, which I've naver made a claim on, but my
girlfriend and her family have used them for many years and think they are
good, so I do have some faith in the coverage.

The liability coverage could also come in handy if I ever run over a jetskier!
or, more realisticly, a surfer or swimmer at the beach.

Mike WAgenbach

***************************************************************************
PaddleWise Paddling Mailing List - All postings copyright the author and not
to be reproduced outside PaddleWise without author's permission
Submissions:     paddlewise_at_lists.intelenet.net
Subscriptions:   paddlewise-request_at_lists.intelenet.net
Website:         http://www.paddlewise.net/
***************************************************************************