I am NOT an insurance agent but recommend calling your insurance agent for the concerns you have A kevlar boat ~$2500. Accessories: pfd ~$80, graphite paddle ~$250, skirt ~$60, compass, whistle, paddle float, pump, sponge, etc. ~$150, decent roof rack ~$200 (not to mention wet-suit, dry-suit, booties, dry bags, spare paddle, etc.., etc..) Multiply that all by 2 and there is some real $ at risk for my wife and me. (the prices are estimates!!!!) I have an annual premium of ~$28/boat for value of boat ($2500), $500 equipment, $25,000 liability with a $50 deductible. . It makes me sleep better to know that I have coverage for someone taking some or all of it, losing it in a storm or having it all blow off the roof of my car at 75mph and landing in the car behind me (so much to worry about). I am certainly relieved that I don't have a Ford Explorer to roll over on my boats! I have not made a claim and have no experience in what it will take to get reimbursed if I made a claim and hope I don't have to. BTW my insurance is with Allstate Hal "Power your boat with carbohydrates not hydrocarbons" Wilton, NH http://www.jlc.net/~hlevin *************************************************************************** PaddleWise Paddling Mailing List - Any opinions or suggestions expressed here are solely those of the writer(s). You must assume the entire responsibility for reliance upon them. All postings copyright the author. Submissions: PaddleWise_at_PaddleWise.net Subscriptions: PaddleWise-request_at_PaddleWise.net Website: http://www.paddlewise.net/ ***************************************************************************Received on Thu Jan 04 2001 - 14:26:59 PST
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