>>>>On a serious note, is there anything that a club officer do to protect themselves from a suit that's higher than their homeowner's insurance coverage? Is it possible for a club to incorporate, or otherwise reduce liability for their officers and volunteers? Thanks, Tina Some of the paddling clubs in NJ have incorporated as 501-C-3 corporations for that reason. In NJ there is now a law that stipulates that club or other organization officers who are volunteers, and it is a non-profit or charitable group are held harmless when something occurs as club business. This does include scouting organizations, recreational groups, etc. It's a relatively new law so has never been tested so far as I know. Also, take a close look at the liability clauses in your homeowner's insurance. It is required by law to be there, but at least one large insurance company I know of adamantly refuses to include or support it. Joe P. *************************************************************************** PaddleWise Paddling Mailing List - Any opinions or suggestions expressed here are solely those of the writer(s). You must assume the entire responsibility for reliance upon them. All postings copyright the author. Submissions: PaddleWise_at_PaddleWise.net Subscriptions: PaddleWise-request_at_PaddleWise.net Website: http://www.paddlewise.net/ ***************************************************************************Received on Thu Apr 25 2002 - 10:42:55 PDT
This archive was generated by hypermail 2.4.0 : Thu Aug 21 2025 - 16:30:52 PDT