Sea Kayakers, My State Farm agent called underwriting yesterday and found out that kayaks are not covered under the homeowners policy, and right now he is trying to figure out how to insure kayaks. By the way, I told him before he checked that if kayaks are covered under the homeowners policy, I wanted a letter from him saying so. For a short time, I was an insurance property adjuster (hated it), so I know the kind of crap that goes on. Adjusters look for any way to deny the claim or minimize the payment. Duane Southern California *************************************************************************** PaddleWise Paddling Mailing List - Any opinions or suggestions expressed here are solely those of the writer(s). You must assume the entire responsibility for reliance upon them. All postings copyright the author. Submissions: PaddleWise_at_PaddleWise.net Subscriptions: PaddleWise-request_at_PaddleWise.net Website: http://www.paddlewise.net/ ***************************************************************************
On Thu, 3 Oct 2002 06:13:53 -0700, "Strosaker" <strosaker_at_cox.net> said: > My State Farm agent called underwriting yesterday and found out that kayaks > are not covered under the homeowners policy, and right now he is trying > to figure out how to insure kayaks. >From past experience getting an agent to find out how to insure kayaks can be a learning experience for the agent. I've had 3 different agents figure out how to insure a sea kayak. None of them was able to get an answer in under a week. I'm currently paying $50 per insured boat for full replacement coverage, in Massachusetts. As part of insuring the boats the insurance company requested the serial numbers of the boats. I have not needed to test the coverage. Kirk *************************************************************************** PaddleWise Paddling Mailing List - Any opinions or suggestions expressed here are solely those of the writer(s). You must assume the entire responsibility for reliance upon them. All postings copyright the author. Submissions: PaddleWise_at_PaddleWise.net Subscriptions: PaddleWise-request_at_PaddleWise.net Website: http://www.paddlewise.net/ ***************************************************************************
I use American Family Insurance and insure one kayak for about $37/year. They did some research to come up with this, but I've had it for a couple of years. Jody > > >> As I have read over and over, people like Chuck can insure a kayak >> for $20, but when we inquired in Texas it had to be insured the same >> as a '18 foot boat, a motor boat, they didn't know how to insure >> it as anything else. It ended up costing us about $130 a boat, > > which just wasn't worth it. > > *************************************************************************** PaddleWise Paddling Mailing List - Any opinions or suggestions expressed here are solely those of the writer(s). You must assume the entire responsibility for reliance upon them. All postings copyright the author. Submissions: PaddleWise_at_PaddleWise.net Subscriptions: PaddleWise-request_at_PaddleWise.net Website: http://www.paddlewise.net/ ***************************************************************************
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