I have a floater for my klepper, full coverage, replacement value [over $10 000.00CDN with boat accesories] I pay $ 100.00 CDN per year, worldwide coverage. My deductible is $ 250.00 CDN [ cents in USD] I'll have to check who with, am not sure ... works good for me... I'll get back to you on what company... My agent also told me my house/farm policy would cover a borrowed kayak in the Phillipines or Thailand , but with that policy I have a $500.00 CDN deductible have fun Yours naturally sylvio lamarche Wycliffe organic gardens & Exotic locales all over the globe *************************************************************************** PaddleWise Paddling Mailing List Submissions: paddlewise_at_lists.intelenet.net Subscriptions: paddlewise-request_at_lists.intelenet.net Website: http://www.gasp-seakayak.net/paddlewise/ ***************************************************************************
>Who is the company that you have your marine insurance with? My policy is with "Sovereign ..." forget the other word...but it is part of the Co-Operators insurance company. My agent told me there were quite a few policies out there for yaks and canoes...We had to go to this one in order to get worldwide coverage...It seems that most don't like the idea of insuring a yak travelling through S E asia... No idea why as I am convinced if I get ripped off it will be in N America and not in S E Asia...Then again 7 years ago I met a german couple In Thailand , had been on the water 3 weeks, were travelling from Phuket to Malaysian border then road to Singapore...Having decide to have a long shower together and then lunch, they had stashed their 2 single kleppers on the beach next to the resort instead of out front of the rest. so the folks could keep an eye out for them...They came back and it was all gone, yaks, money and passports, but I think it was them [not the thieves so much] that were at fault... My agent tells me it is a replacement value insurance and if I get into trouble, to phone him and he'll get in touch with Klepper to ship me a replacement... He also says that my house insurance will cover any yak I borrow from seacanoe while in the Phillipines or Thailand, as it is aborrowed item...All I need to do is fax him the info [type, model, serial #...] Then again I expect increible service as I havve spent tons of doe at the insurance office with the farm and biz over the last number of years, not to mention all the dam vehicles I have had insured over the last 10 years... Insurance is my single biggest expense of the year... have fun Yours naturally sylvio lamarche Wycliffe organic gardens & Exotic locales all over the globe *************************************************************************** PaddleWise Paddling Mailing List Submissions: paddlewise_at_lists.intelenet.net Subscriptions: paddlewise-request_at_lists.intelenet.net Website: http://www.gasp-seakayak.net/paddlewise/ ***************************************************************************
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