[Paddlewise] Insurance for Boat Theft,

Hey-$35 a year. I think my homeowners would cover subject to deductible
since it was stolen from my yard. However, getting coverage across the board
for $35 a year is incredible. Can you post more info on that insurance
company such as how to get in touch with them.

I still think we should take every reasonable caution to prevent theft.
Do any of you leave your Kayak on top of a vehicle and if so, do you lock it
or just hope?


Phares M. Heindl
Phares M. Heindl P. A.
Board Certified Civil Trial Lawyer
Phone: 407-865-5700
Fax:      407-865-5758
Email:   injurylaw_at_afo.net
Web:    www.heindllaw.com
_____________________________________Mike W wrote:

"This might be a situation where insurance would be a better deal than an
electronic alarm.  I insure my glass boat for $35/year, about 1.2 percent of
the replacement cost.  This is nothing compared to the depreciation of the
first day's ownership.  I figure I will keep this up until the boat is so
battered that I couldn't sell it for $1000, then arrange to have it stolen
;-)

I store the boat in the garage, and I can't remember if this was a factor in
the quote, or conditional for the offer to insure.  I still usually use a
cable and padlock while cartopping if I plan to turn my back on the
boat for more than a few minutes, but it does reduce the anxiety level
greatly.  My insurer is Amica, which I've naver made a claim on, but my
girlfriend and her family have used them for many years and think they are
good, so I do have some faith in the coverage.

The liability coverage could also come in handy if I ever run over a
jetskier!
or, more realisticly, a surfer or swimmer at the beach.

Mike WAgenbach"

Reply ________


***************************************************************************
PaddleWise Paddling Mailing List - All postings copyright the author and not
to be reproduced outside PaddleWise without author's permission
Submissions:     paddlewise_at_lists.intelenet.net
Subscriptions:   paddlewise-request_at_lists.intelenet.net
Website:         http://www.paddlewise.net/
***************************************************************************