Re: [Paddlewise] Insurance for Boat Theft,

From: <JCMARTIN43_at_aol.com>
Date: Tue Jun 20 06:22:57 2000
<If you check your regular homeowner's policy, chances are watercraft are not covered.  Same for your auto insurance.  I got an additional policy through my house insurance company for all 8 boats in my garage.>

One thing to check on homeowner's policies is whether your boats are covered only while in the house/garage.  That seems to be the case with most U.S. insurance companies these days --- in other words, homeowner's insurance may cover the boats while they're on your premises but not when they're on the car or in the water.  The other biggie is liability insurance; not to revisit the great PaddleWise bow'n'stern tiedown debate, but, if your sleek sea kayak did somehow leave your vehicle at speed and become a freeway missile, are you covered for the damage it could do?

Jack Martin
***************************************************************************
PaddleWise Paddling Mailing List - All postings copyright the author and not
to be reproduced outside PaddleWise without author's permission
Submissions:     paddlewise_at_lists.intelenet.net
Subscriptions:   paddlewise-request_at_lists.intelenet.net
Website:         http://www.paddlewise.net/
***************************************************************************
Received on Tue Jun 20 2000 - 03:24:04 PDT

This archive was generated by hypermail 2.4.0 : Thu Aug 21 2025 - 16:30:26 PDT