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From: Jolie Smilowicz <jolie_at_rockisland.com>
subject: [Paddlewise] Fw: signing a disclaimer
Date: Wed, 8 May 2002 08:28:54 -0700
> > jfarrelly5_at_comcast.net writes:
> >
> >
> > > I just don't see the point of distributing [disclaimers] to paddle on
a
> > > public canal.
>
Ralph  says:
snip

 I think the legal term is
> something like a "yellow contract" meaning your were forced to sign.  This
> occurs for example if you drive 4 hours to go on an event and then at the
> last minute a release form is shoved in your face.  The only way you can
> participate is if you sign and you have gone a long way out of your way to
> get there.  However, if you were told beforehand that you would have to
sign
> a release then you did have a choice of not going through great pains to
get
> there.  Clubs, of course, can insist on signing a waiver annually with
your
> new membership or renewal.

I gladly sign every release form that is put in front of me and feel bad
that we live in a society that has become so litigious that they are
required.  Whatever happened to personal responsibility?

Jolie
>
>
>

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From: Steve Holtzman <sh_at_actglobal.net>
subject: Re: [Paddlewise] Fw: signing a disclaimer
Date: Wed, 8 May 2002 08:53:42 -0700
----- Original Message -----
From: "Jolie Smilowicz" <jolie_at_rockisland.com>

> Whatever happened to personal responsibility?

I think it went out the window when some woman sued McDonalds because she
spilled some hot coffee in her lap AND WON.

If I can't get a cup of hot coffee anymore--can you imagine what would
happen if somebody drowned, hit their head on a rock, got bit by a fish,
etc???

Waivers don't prevent you from getting sued but they sure can help prove
informed consent and assumption of risk.

I don't usually worry about getting sued by people that I paddle with--but
their surviving family members could be a whole different ball game.

BTW Jolie, with your attitude, you are WELCOME to paddle with me anytime.

Steve Holtzman



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From: Chuck Holst <cholst_at_bitstream.net>
subject: RE: [Paddlewise] Fw: signing a disclaimer
Date: Wed, 8 May 2002 13:04:38 -0500
> Whatever happened to personal responsibility?

I think it went out the window when some woman sued McDonalds because she
spilled some hot coffee in her lap AND WON.

************************************************************************  
*************

As I recall, she won because the coffee was nearly boiling -- not normal 
drinking temperature -- and it scalded her. So it's not quite as crazy as 
it sounds.

Chuck Holst

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From: <jfarrelly5_at_comcast.net>
subject: Re: [Paddlewise] Fw: signing a disclaimer
Date: Wed, 08 May 2002 14:38:04 -0400
I hate it when I request hot coffee and am  served hot coffee.  How many
attorneys would take these cases without pay?  Don't look at the "victims".
Look at the catalyst.


----- Original Message ----- >
> As I recall, she won because the coffee was nearly boiling -- not normal
> drinking temperature -- and it scalded her. So it's not quite as crazy as
> it sounds.
>
> Chuck Holst
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From: <dmccarty_at_us.ibm.com>
subject: Re: [Paddlewise] Fw: signing a disclaimer
Date: Wed, 8 May 2002 15:03:49 -0400
Steve,

| I think it went out the window when some woman sued McDonalds because she
| spilled some hot coffee in her lap AND WON.

She should have won.  There was an article on this in the Wall Street
Journal
years ago.  The women was burned when she spilled coffee on herself at a
McD's
drive in.  The coffee was so hot she got second degree burns on her lap and
legs.

Now one can argue she should not have spilled the coffee.  And this is
true.  But
WHY was McD's selling coffee that was so hot it would cause second degree
burns?
Now some people say they like hot coffee.  Fine.  I like hot coffee.  Heck
I'll
even drink COLD coffee.  But I DON'T WANT to drink coffee that will burn
the heck
out of my lips and tongue!  8-)

So why was the coffee so hot?  It was this hot so that people would NOT
drink
the coffee.  Yes you read that right.  McD's had/has a policy on free
coffee
refills.  So to HOLD DOWN costs, i.e., to make money, McD's DELIBERATE
policy
was to keep their coffee at very high temps.  It was just below boiling if
I
remember correctly.  McD's had had numerous complaints, injuries and
lawsuits
over the years but refused to lower the temps of the coffee.

This is why the lady one the lawsuit.  It was all about McD's saving a few
cents
on a coffee refill.  Wonderful company.

I was in a McD's at about the time this happened.  The coffee was so hot I
burned
my lips and tongue.  Even after putting ice in the coffee I was well on
down the
road before I could have my cup of joe.  It was one of the last times I
ever
bought anything from The Arches.

I wish the women had one more money off the cheap SOBs....

Later...
Dan McCarty


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From: Bruce Taterka <btaterka_at_hotmail.com>
subject: Re: [Paddlewise] Fw: signing a disclaimer
Date: Wed, 08 May 2002 15:46:30 -0400
A waiver, disclaimer or release can be effective against potential liability 
but, as we legal types like to say, it depends . . .

The release has to be tailored to the situation and the person signing must 
understand it and sign it freely.  The release should describe the risks 
that the person signing agrees to assume.  If someone is injured from a risk 
covered by the release, the release should be effective.  On the other hand, 
if the release is just a boiler plate document and the injury arises from a 
situation not covered in the release, the release won't protect anyone.  A 
release that just says "I agree not to sue . . ." is of questionable value, 
whereas one that describes the risks is more likely to be enforced.  So if 
you sign a release for a daytime NY Harbor paddle that warns of the risk 
from ferry boats, you won't have a claim if you get wiped out by the Staten 
Island Ferry.  But if the group leader keeps you out after dark and you get 
lost and drown, you might have a good case.  As I said, it depends . . .


>From: jfarrelly5_at_comcast.net
>Subject: Re: [Paddlewise] Fw: signing a disclaimer
>
>I hate it when I request hot coffee and am  served hot coffee.  How many
>attorneys would take these cases without pay?  Don't look at the "victims".
>Look at the catalyst.
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From: Patrick Maun <patrick_at_patrickmaun.com>
subject: Re: [Paddlewise] Fw: signing a disclaimer
Date: Thu, 9 May 2002 23:51:58 +0100
>From: "Jolie Smilowicz" <jolie_at_rockisland.com>
>
>> Whatever happened to personal responsibility?
>

Here in Holland people aren't as litigous. Most outdoor organizations 
require members to purchase sport specific insurance plans. For example,
I belong to the national climbing organization and they required 
me to get climbing insurance. It was actually quite cheap. There 
has also been discussion about making rescue insurance madatory in 
some high risk climbing areas around the world. 

An interesting tidbit. Most people in Holland carry personal liability 
insurance. If I spill wine on your shirt in a bar, my insurance covers 
the cleaning bill. 

-Patrick









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