[Paddlewise] Boat insurance is expensive in the fine state of Texas, USA (ideas?)

:-) There ya go.  I once heard a story that people from other states
when traveling abroad would say, "I'm from the US" while us nutso
Texans, we say "I'm from Texas" :-)  

As I have read over and over, people like Chuck can insure a kayak
for $20, but when we inquired in Texas it had to be insured the same
as a '18 foot boat, a motor boat, they didn't know how to insure
it as anything else.  It ended up costing us about $130 a boat,
which just wasn't worth it.  Or maybe we didn't call enough insurance
companies.

Has anyone found good rates in Texas?

Are there any national ways to insure a boat that are not state
dependent?

I think it would be great if the ACA, BCU or someone would sponsor
a national plan.

Jen
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