On Monday, October 07, 2002, at 8:30:14 AM PST, Donald R. Reid wrote: Re: Damaged boat... > I am told that it will be covered by insurance ... but I have to > determine the value for the adjustor. Also lost was most of my tools > ... but I can determine that cost from the catalogs. Hi Donald, I'm very sorry to hear of all the damage/loss you suffered. Since you didn't mention it, I assume nobody was hurt, and that's the most important thing. [I know basically nothing about an insurance claim like this, so what follows is just inexpert speculation on my part]... Even if you were building the boat for someone else (who expected to pay you for your labor), I'm not sure if you could be reimbursed for the lost labor - unless you could somehow claim loss of wages. That aside, I would think that you could only claim what it would cost for the materials and tools to get you back to that point in the building...plus any other materials lost that were needed for finishing it after that point (including any specialized workspace you'll have to rebuild for the project). Is it possible to repair the boat? Or is it a total loss? I'm building a S&G boat, and I know that its *value to me* is much greater than the cost of just the materials, but I don't see how I could claim any damages above the cost of the materials and tools needed to build/rebuild it. Good luck! And again...I'm sorry this happened to you. -- Melissa *************************************************************************** PaddleWise Paddling Mailing List - Any opinions or suggestions expressed here are solely those of the writer(s). You must assume the entire responsibility for reliance upon them. All postings copyright the author. Submissions: PaddleWise_at_PaddleWise.net Subscriptions: PaddleWise-request_at_PaddleWise.net Website: http://www.paddlewise.net/ ***************************************************************************Received on Mon Oct 07 2002 - 10:45:49 PDT
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