RE: [Paddlewise] FW: Value of a kayak project

Melissa,

Project is distroyed .... thank God no-one was hurt ... just property damage
... house, office .. shop ...etc.  Tools were lost.  Tools and material ...
about US$ 1,500. Labor ... geez ... about 500 hours +/- .......

Donald

-----Original Message-----
From: owner-paddlewise_at_paddlewise.net
[mailto:owner-paddlewise_at_paddlewise.net]On Behalf Of Melissa Reese
Sent: Monday, October 07, 2002 12:45 PM
To: Paddlewise
Subject: Re: [Paddlewise] FW: Value of a kayak project


On Monday, October 07, 2002, at 8:30:14 AM PST, Donald R. Reid wrote:

Re: Damaged boat...

> I am told that it will be covered by insurance ... but I have to
> determine the value for the adjustor. Also lost was most of my tools
> ... but I can determine that cost from the catalogs.

Hi Donald,

I'm very sorry to hear of all the damage/loss you suffered.  Since you
didn't mention it, I assume nobody was hurt, and that's the most
important thing.

[I know basically nothing about an insurance claim like this, so what
follows is just inexpert speculation on my part]...

Even if you were building the boat for someone else (who expected to
pay you for your labor), I'm not sure if you could be reimbursed for
the lost labor - unless you could somehow claim loss of wages. That
aside, I would think that you could only claim what it would cost for
the materials and tools to get you back to that point in the
building...plus any other materials lost that were needed for
finishing it after that point (including any specialized workspace
you'll have to rebuild for the project).

Is it possible to repair the boat?  Or is it a total loss?

I'm building a S&G boat, and I know that its *value to me* is much
greater than the cost of just the materials, but I don't see how I
could claim any damages above the cost of the materials and tools
needed to build/rebuild it.

Good luck!  And again...I'm sorry this happened to you.

--
Melissa

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