[Paddlewise] Club Insurance, Liability, and Overcoming Inertia

 The almost heart attack at the safety clinic I hosted has been churning 
in my mind.  We had our club meeting Tues and we got into it about 
liability, insurance, and safety for an hour and a half.  Very into it.  
I asked our club to use this incident as a wake up call.  They did the 
usual and looked bored  with a few snickers thrown in.  The few people 
that engaged in the discussion  love the status quo.  It was draining.  
There seems to be a lot of exposure when trying to do the right thing 
and help train your club.  It doesnt seem worth it.  After five years of 
a handful of us gently trying to help these paddlers with skills 80% 
cant  low brace. I wasnt looking for a miracle. Just something more than 
a rolling over and passing of gas. I am not sure I will renew my club 
membership next year and wont be helping in formal settings anymore.  
That makes me feel a bit empty. 
  Does your club have insurance? We are looking into ACA, PAC and 
private insurance. The paperwork requirements for the ACA insurance are 
steep. Anyone here been in a club that has been sued?  Successfully 
sued? Legal opinions from law professionals? Anyone stay at a Holiday 
Inn Express last night? Jeez I hate this...

Jim (feeling alone and not at all like et al)
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