At 10:45 AM -0400 6/30/05, Jim Farrelly wrote: >[SNIP] > Does your club have insurance? We are looking into ACA, PAC and >private insurance. The paperwork requirements for the ACA insurance are steep. Our club recently left Subaru, er, I mean the ACA due to the increased cost of doing any sort of event with them. If I recall correctly, you now must register any club event with them and pay a $25 dollar fee. So no more impromptu events. We still insure our yearly ACA classes through them but our members are no longer automatically in the ACA. So we lose our Paddler subscription (such a great loss that) and the club get tp spend the saved money on a new trailer. Liability insurance has been a complete mess in the this country (the US) for awhile now. Some very high profile cases like the ice climbing death in Ouray have made it prohibitive to get good liability insurance. A local group who has sponsored a yearly rowing and paddling marathon has cancelled this years race due to the increased cost of insurance. Maybe some of the more legally inclined could provide details and those of you in other countries could site examples of how insurance works in your respective countries. For example, when I lived in the Netherlands in order to climb with one of the national clubs (they love their clubs in Holland), you had to get your personal "climbing insurance" policy. Seems heavy-handed except that the policy was easy to get and cost next to nothing. -Patrick *************************************************************************** PaddleWise Paddling Mailing List - Any opinions or suggestions expressed here are solely those of the writer(s). You must assume the entire responsibility for reliance upon them. All postings copyright the author. Submissions: PaddleWise_at_PaddleWise.net Subscriptions: PaddleWise-request_at_PaddleWise.net Website: http://www.paddlewise.net/ ***************************************************************************Received on Thu Jun 30 2005 - 09:35:33 PDT
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