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From: wayne steffens <wsteffen_at_skypoint.com>
subject: [Paddlewise] Romany
Date: Sat, 11 Jul 1998 23:30:56 -0500
My ex-Romany's SN# is DKJ95581595. The hull is white, deck is blue. It has
other permanent, distinguishing features that I will not divulge in case it
turns up sans serial number. Fat chance.

Thanks to all for their comiseration. After Noel's experience last year, I
did insure the boat, but I wasnt able to get it completely covered. I'll
probably have to cough up 3-4 hundred to get a new one. Maybe I'll get
lucky and my home policy will cover what the boat policy wont but I doubt
it.In the past 7 years in two states I've had a truck stolen and trashed,
my house burglarized, and now my kayak stolen. This time was the only time
I was insured. I highly recommend insuring your boat.

FYI, the boat was stolen 25 feet from my open bedroom window, while I
slumbered away.


Wayne
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From: wayne steffens <wsteffen_at_skypoint.com>
subject: Re: [Paddlewise] Romany
Date: Sun, 12 Jul 1998 14:55:51 -0500
 
>From: Bob Tellefson <lists_at_zooid.com>
 
>
>What kind of insurance policy do you have on the boat?  Is it specific to
>the boat?  Who offers such policies?

Mine is a boat-specific policy, but if I recall correctly it only covered
me up to $2000, minus the deductible which I think is $50 or $100. It will
cost me 23-2400 to replace. My agent was pretty clueless when I told him I
wanted to insure my kayak, but he assured me that my home policy wouldnt
cover boats. I got my policy through Farmer's. It costs less than $50/
year, but I recall it would have cost more if I covered the full value. I'm
sure there are better policies out there, when I insured the boat last year
I was leaving on a trip and needed something in a hurry.

>
>I'd like to know more about insuring my boats.  Does anyone else have boat
>coverage?  What kinds of coverage are available?
>
>Is it different if the boat is stolen off the top of your car (compared
>with stolen off the beach)?  Does it need to be locked to be covered?

I'll soon find out. 


Wayne
 
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From: Bob Tellefson <lists_at_zooid.com>
subject: Re: [Paddlewise] Romany
Date: Sun, 12 Jul 1998 13:35:21 -0700
At 11:30 PM 7/11/98 -0500, you wrote:
>Thanks to all for their comiseration. After Noel's experience last year, I
>did insure the boat, but I wasnt able to get it completely covered. I'll
>probably have to cough up 3-4 hundred to get a new one. Maybe I'll get
>lucky and my home policy will cover what the boat policy wont but I doubt
>it.In the past 7 years in two states I've had a truck stolen and trashed,
>my house burglarized, and now my kayak stolen. This time was the only time
>I was insured. I highly recommend insuring your boat.

What kind of insurance policy do you have on the boat?  Is it specific to
the boat?  Who offers such policies?

I'd like to know more about insuring my boats.  Does anyone else have boat
coverage?  What kinds of coverage are available?

Is it different if the boat is stolen off the top of your car (compared
with stolen off the beach)?  Does it need to be locked to be covered?

One of the nice things about a folding boat is the ability to put it away,
out of sight.  One of the bad things about a folding boat is the ability to
put it away, out of sight.  Do any of you know what coverage there is if
you check a folding boat as luggage on the plane and it disappears?

Bob Tellefson
http://www.zooid.com/sbpaddle/


Bob Tellefson          High Quality Turnkey Systems & Consulting
RCT Design                Multi-platform systems our specialty
805-683-9717        Unix, Windows NT, Windows 95, Internet, Intranet
805-683-0717 (fax)    http://www.zooid.com     email: bob_at_zooid.com
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From: Chuck Holst <CHUCK_at_multitech.com>
subject: RE: [Paddlewise] Romany
Date: Mon, 13 Jul 1998 09:38:14 -0500
My wife's and my Romanys are insured through State Farm for $24 a year   each. I don't recall whether it is full coverage or not, but I think it   is.

Several years ago my canoe was totaled in a car accident. State Farm   covered it, but I can't recall whther it was under my comprehensive auto   policy or my renter's policy -- probably the latter, since State Farm   paid the replacement cost.

Chuck Holst

 -----Original Message-----
From: Bob Tellefson [mailto:lists_at_zooid.com]
Sent: Sunday, July 12, 1998 3:55 PM
To: paddlewise
Subject: Re: [Paddlewise] Romany


At 11:30 PM 7/11/98 -0500, you wrote:
>Thanks to all for their comiseration. After Noel's experience last year,   I
>did insure the boat, but I wasnt able to get it completely covered. I'll
>probably have to cough up 3-4 hundred to get a new one. Maybe I'll get
>lucky and my home policy will cover what the boat policy wont but I   doubt
>it.In the past 7 years in two states I've had a truck stolen and   trashed,
>my house burglarized, and now my kayak stolen. This time was the only   time
>I was insured. I highly recommend insuring your boat.

What kind of insurance policy do you have on the boat?  Is it specific to
the boat?  Who offers such policies?

I'd like to know more about insuring my boats.  Does anyone else have   boat
coverage?  What kinds of coverage are available?

Is it different if the boat is stolen off the top of your car (compared
with stolen off the beach)?  Does it need to be locked to be covered?

One of the nice things about a folding boat is the ability to put it   away,
out of sight.  One of the bad things about a folding boat is the ability   to
put it away, out of sight.  Do any of you know what coverage there is if
you check a folding boat as luggage on the plane and it disappears?

Bob Tellefson
http://www.zooid.com/sbpaddle/


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From: <PHILLIPSJE_at_aol.com>
subject: Re: [Paddlewise] Romany
Date: Mon, 13 Jul 1998 11:16:50 EDT
Generally, you can schedule sports equipment, including kayaks under you
homeowners policy which would then provide full coverage...this is true in FL,
although each carrier may handle a little differently...check with your
agent... if your agent is clueless on this issue... your Kayak may be the
least of your problems...

Jeffery
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