This might be a situation where insurance would be a better deal than an electronic alarm. I insure my glass boat for $35/year, about 1.2 percent of the replacement cost. This is nothing compared to the depreciation of the first day's ownership. I figure I will keep this up until the boat is so battered that I couldn't sell it for $1000, then arrange to have it stolen ;-) I store the boat in the garage, and I can't remember if this was a factor in the quote, or conditional for the offer to insure. I still usually use a cable and padlock while cartopping if I plan to turn my back on the boat for more than a few minutes, but it does reduce the anxiety level greatly. My insurer is Amica, which I've naver made a claim on, but my girlfriend and her family have used them for many years and think they are good, so I do have some faith in the coverage. The liability coverage could also come in handy if I ever run over a jetskier! or, more realisticly, a surfer or swimmer at the beach. Mike WAgenbach *************************************************************************** PaddleWise Paddling Mailing List - All postings copyright the author and not to be reproduced outside PaddleWise without author's permission Submissions: paddlewise_at_lists.intelenet.net Subscriptions: paddlewise-request_at_lists.intelenet.net Website: http://www.paddlewise.net/ ***************************************************************************
In a message dated 06/19/2000 3:15:42 PM Eastern Daylight Time, wagen_at_u.washington.edu writes: << I insure my glass boat for $35/year, about 1.2 percent of the replacement cost. >> Good idea. Do they give deep discounts to multiple boat owners: one owner - several boats? :) Sandy Kramer *************************************************************************** PaddleWise Paddling Mailing List - All postings copyright the author and not to be reproduced outside PaddleWise without author's permission Submissions: paddlewise_at_lists.intelenet.net Subscriptions: paddlewise-request_at_lists.intelenet.net Website: http://www.paddlewise.net/ ***************************************************************************
I never asked. I didn't consider the plastic boats to be worth worrying about, although if they were less than 10 bucks a year extra, it might make sense. Then if only someone would steal the Dancer... Mike Wagebach "When I hear post-modernist jargon, I reach for my pistol." -me On Mon, 19 Jun 2000 Gypsykayak_at_aol.com wrote: > In a message dated 06/19/2000 3:15:42 PM Eastern Daylight Time, > wagen_at_u.washington.edu writes: > > << I insure my glass boat for $35/year, about 1.2 percent of > the replacement cost. >> > > Good idea. Do they give deep discounts to multiple boat owners: one owner - > several boats? :) > > Sandy Kramer > *************************************************************************** PaddleWise Paddling Mailing List - All postings copyright the author and not to be reproduced outside PaddleWise without author's permission Submissions: paddlewise_at_lists.intelenet.net Subscriptions: paddlewise-request_at_lists.intelenet.net Website: http://www.paddlewise.net/ ***************************************************************************
At 05:19 PM 6/19/00 EDT, Gypsykayak_at_aol.com wrote: >In a message dated 06/19/2000 3:15:42 PM Eastern Daylight Time, >wagen_at_u.washington.edu writes: > ><< I insure my glass boat for $35/year, about 1.2 percent of > the replacement cost. >> > >Good idea. Do they give deep discounts to multiple boat owners: one owner - >several boats? :) Check with your agent. Different companies differ. Some companies don't charge any extra for hand powered boats tacked on to homeowner's insurance. I learned the hard way, on an unrelated issue -- now when I buy a boat, the insurance agent finds out about it about as soon as my wife does. -- Wes *************************************************************************** PaddleWise Paddling Mailing List - All postings copyright the author and not to be reproduced outside PaddleWise without author's permission Submissions: paddlewise_at_lists.intelenet.net Subscriptions: paddlewise-request_at_lists.intelenet.net Website: http://www.paddlewise.net/ ***************************************************************************
Gypsykayak_at_aol.com wrote: > > In a message dated 06/19/2000 3:15:42 PM Eastern Daylight Time, > wagen_at_u.washington.edu writes: > > << I insure my glass boat for $35/year, about 1.2 percent of > the replacement cost. >> > > Good idea. Do they give deep discounts to multiple boat owners: one owner - > several boats? :) Data point for all: my homeowner's insurance policy allowed me to tack on "boat coverage" for three kayaks (new value about US$2000 each; includes a chunk of additional coverage for unscheduled accessories: paddles, etc.) for theft, fire, liability, etc., for only $45/year. Caveat: read the fine print. My rider stipulates: 1. US$250 deductible 2. Limited to the geographical US (NOT covered in Alaska or Hawaii), and Canada **within 100 miles of the WA state border.** [Includes territorial waters up to 15 miles offshore.] 3. Limited to ACV **at time of loss,** meaning the depreciated value of the boat/gear, etc., or the cost to repair. Says they will repair plywood, plastic, fiberglass, and molded hull boats, according to accepted industry standards, if damaged. 4. They also pay reasonable costs incurred for steps taken to protect the boat from further loss in the event of a collision (etc.). YMMV -- Dave Kruger Astoria, OR *************************************************************************** PaddleWise Paddling Mailing List - All postings copyright the author and not to be reproduced outside PaddleWise without author's permission Submissions: paddlewise_at_lists.intelenet.net Subscriptions: paddlewise-request_at_lists.intelenet.net Website: http://www.paddlewise.net/ ***************************************************************************
Dave Kruger wrote: > Data point for all: my homeowner's insurance policy allowed me to tack on > "boat coverage" for three kayaks (new value about US$2000 each; includes a > chunk of additional coverage for unscheduled accessories: paddles, etc.) for > theft, fire, liability, etc., for only $45/year. Correction: the US$45 is for 6 months, not a year. -- Dave Kruger Astoria, OR *************************************************************************** PaddleWise Paddling Mailing List - All postings copyright the author and not to be reproduced outside PaddleWise without author's permission Submissions: paddlewise_at_lists.intelenet.net Subscriptions: paddlewise-request_at_lists.intelenet.net Website: http://www.paddlewise.net/ ***************************************************************************
This archive was generated by hypermail 2.4.0 : Thu Aug 21 2025 - 16:33:14 PDT